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California Private Lending May Be Very Competitive, But Knowing What Each Investor Will Fund Is A Different Story.
Far too many times, we see brokers over shopping their loans and they kill any opportunity of the loan being funded. When a loan is not structured properly for that specific lender, not only does it discourage the investor from reading through it, but it can minimize the borrower's chance at getting a loan at all. If an investor finds out that a loan is being over submitted and the loan has not been funded, it will make him/her curious as to why no one else has funded it and they will pass.
Each lender has a certain sweet spot and looks at particular information within a loan package so setting aside the time to know them will prove to be very beneficial. As a california hard money lender, we take the time to know our competition in order to provide our borrowers with the most attractive rate available. We are different than many investors in that we will not fund the loan internally if we know of a lender that will make the loan for less. As a california bridge lender we believe that it is our fiduciary obligation to do everything we can to ensure each loan is closed at the most attractive rate for the borrower.
As a commercial bridge lender we go above and beyond for every client. If you are new to the hard money lending arena or just do not have the lenders readily available to truly know you are getting the best private money rate, give us a call and we will aid you. Instead of wasting a good amount of time shopping a loan blindly, use us as your hard money one stop resource. We know almost every lender or private beneficiary across the United States that funds loans consistently, so there is no need to search elsewhere.
We also personally make residential bridge loans in first and second position throughout California and Florida.
Commercial hard money loans we lend throughout most of the United States in attractive, suburban areas.
Hard money does not have to be hard in this market.
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